Why wait?

With the principle of "Pay as you earn," you finance your machine so that it contributes its own installment from its ongoing revenues. Instead of tying up capital, you remain liquid for your core business and can start operations faster – predictably and calculably. At the same time, depending on the model, tax advantages may arise because the financing fits neatly into your investment and cost structure.

Focus on use & taxes.

  • Leasing is ideal if you want to use the technology but don't necessarily want to own it (or want to remain flexible).
  • Key facts: Off-balance sheet, installments are fully tax-deductible as operating expenses

Focus on property.

  • Lease-purchase is like an installment loan. The goal is for the machine to belong to you in the end.
  • Key Facts: Machine is capitalized (depreciation) in the balance sheet, automatic transfer of ownership with the last installment.
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Hensing

Regional Box

With the Regio-Box, you offer your customers high-quality products that are always fresh and flexibly available. This meets the growing demand for regional, sustainable, and spontaneously available products – even outside of traditional opening hours. The individually adaptable equipment allows for flexible stocking, tailored to your product range and requirements. This creates a modern sales area in a minimal space, generating additional revenue and offering your customers a convenient shopping experience – anytime and almost anywhere.

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We show that the credit check is quick and uncomplicated.

  • 1. Offer

    You choose machine & equipment.

  • 2. Examination

    Quick credit check by our financing partners.

  • 3. Start

    Contract signing and delivery.

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Frequently Asked Questions about Vending Machine Financing

What is the difference between leasing and hire purchase?

With leasing, you use a device for a monthly fee without automatically becoming the owner, whereas with hire purchase, you pay for the device in installments and it eventually becomes yours.

As a start-up or new business, can I finance a vending machine?

Leasing is usually only possible for companies with at least two annual financial statements. Financing through banks, on the other hand, is often also feasible for start-ups.

Is financing also possible without a down payment?

Yes, a down payment is not strictly required for financing. Depending on the provider and creditworthiness, financing can also be arranged without equity.

Does the machine belong to me at the end of the term?

This depends on the chosen form of financing. With leasing, there is usually no purchase option, while with hire purchase, ownership typically transfers automatically at the end of the term.

Can I also finance accessories like enclosures or telemetry?

Yes, all components around the vending machine can generally be easily co-financed. This includes, for example, accessories, payment systems, or individual equipment.

How quickly will I receive a financing commitment?

This can vary in individual cases. There may be follow-up questions or requests for additional documents, which could delay the financing commitment.