Reality check. Vending machines are often located outdoors or in high-traffic areas.

Vandalism and break-ins are the biggest risks in the vending business. Spray-painted windows, damaged control panels, or forced doors not only incur costs but also downtime. Vending machine insurance specifically protects against such vandalism damage and can - depending on the scope - also cover sensitive components through electronics insurance.

Focus on external influence.

When it comes to vandalism and theft, external influences are the main concern – and that's precisely what worries many operators most: spray-painted windows, forced locks, or even overturned machines. To ensure you're not left with the damage, we offer suitable protection against malicious and deliberate damage, burglary, and robbery.

Focus on All-Risks & Business Continuity.

To ensure your vending machine operation remains stable even in unexpected events, we rely on all-risk protection and true business continuity. Because protection doesn't end with a single type of damage – what's crucial is that your machine is quickly operational again after an incident and downtime is kept to a minimum. The protection deliberately goes further and covers typical elementary risks such as fire, burst pipes, storm, and hail – as well as overvoltage, which can particularly affect electronics. This way, your setup is not only secured but also designed to quickly resume operation after damage.

How do I use the vending machine insurance?

  • 1. Report a claim

    You report the damage to us (or the responsible partner) in a straightforward manner. We record the most important information.

  • 2. Cost Estimate

    A short-term cost estimate for repair or spare parts as a basis for insurance.

  • 3. Insurance Approval

    Once approval is given, repair or replacement can commence without delay.

  • 4. Repair & Replacement

    Technician appointments and/or spare parts are organized and implemented quickly.

  • 5. Restart

    After the repair, we put the machine back into operation – with the aim of minimizing downtime.

Benefits of Premium Protection.

  • Operator errors, clumsiness or deliberate acts by third parties
  • Design, material or manufacturing defects
  • Short circuit, overcurrent or overvoltage
  • Fire, lightning, explosion
  • Impact and fall damage
  • Liquid damage, water or moisture, flooding
  • Burglary, vandalism and malice
  • Storm, hail, frost, drifting ice
  • Robbery (excluding cash and merchandise)
  • Impact or crash of an aircraft

Insured items: machines, peripherals, protective grilles, canopies, glass.

Frequently Asked Questions about Vending Machine Insurance & Breakdown Cover

How much does this insurance cost?

The insurance is always calculated based on the gross purchase price and is therefore individual.

Is my vending machine also protected against vandalism?

Yes, the machine is also protected against vandalism.

Are operating errors also covered?

Yes, operator errors are also covered by our insurance.

Is the cash in the ATM covered by insurance?

Yes, your cash is insured up to €500.